About Us

High Risk auto insurance experts have got you covered!

No matter what your situation, whether you have been convicted of a DUI offence, have a number of tickets, or your insurer is just refusing to renew, there are high risk auto insurance policies available that cater to special situations.

Have a question? Talk to one of our experts.

Being a person who must carry high risk auto insurance doesn’t have to be a permanent situation. Drivers can improve their auto insurance status by taking classes, driving a car of lesser value, adding aftermarket safety devices, and by staying sober behind the wheel. Get back on the road with a FREE High Risk Auto Insurance Quote and obtain the auto insurance policy you and your family need.


  • DUI’s
  • Tickets
  • Non-payment Cancellation & Non Renewals
  • Involved in Accidents
  • Received Convictions

Our goal is to get you back on the road with a high risk insurance solution that works for you. We have access to a wide range of insurance products from a variety of insurance companies and will find you a competitive rate.

What is a high risk driver?

High Risk Drivers Although an individual insurance company may refuse to sell you auto insurance if its approved underwriting rules determine you to be a “high risk,” the insurance industry as a whole cannot refuse to sell you basic insurance. High-risk drivers are those drivers who have had a number of convictions or at-fault accidents, had policies cancelled because they haven’t paid their premiums, or have other risk-related characteristics. The Facility Association, an insurance pool that all auto insurance companies belong to, is an insurer of last resort, which makes auto insurance available to high-risk drivers who are unable to find automobile insurance in the regular market. As well, there are a number of “non-standard” insurers that specialize in insuring high-risk drivers.

How soon after buying my car must I insure it?

You are responsible for your car as soon as you buy it; before driving it anywhere, make sure it’s insured.

A deductible is fixed amount you pay towards a claim you make on your car insurance policy.

Have more questions? Visit our FAQ page for more detailed answers. 

Still looking for more information? Check out our Questions & Answers page.

Additional info

High Risk Auto Pros is a division of of TK WoodMar Insurance & Financial Inc. At TK WoodMar we specialize in providing focused insurance services through our platforms, High Risk Auto Pros, Commercial Insurance Pros and Insurance Quote Pros. Our company delivers the best in personal broker service and you always talk to a live agent during business hours.

Our trusted Partners